Competitive Quotation
As commercial insurance brokers part of our role is ensuring our clients pay a competitive premium. After all, that's how we win and retain them.
Contrary to popular belief, using a broker is almost always cheaper than going direct to an insurance company. The majority of the 900+ commercial insurance companies active in the UK will not deal directly with businesses. They only accept enquiries presented to them through an Insurance Broker.
The broker is the insurance company's main route to the market, and this arrangement reduces expensive marketing and administration costs for the insurance company. They are open to business with many different brokers and this 'network' of brokers will deliver a steady stream of lucrative business enquires.
We know our market and the best rates available much better than you - it's what we do. All insurance companies have different appetites and we know which ones to approach for the best quotations.
Our role is to negotiate a premium with insurers using a combination of technical arguments, auctioning, commercial weight and business relationships. Our Insurer contacts are extensive and our access to regional, London and Lloyds insurers gives us wide-reaching capabilities.
And if you don't already use a broker and think you are better off dealing directly with an insurance company, please read our guide: Why You Need An Insurance Broker.